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Business Loans

Financing to Help Grow Your Business

You set goals for your business. Whether you’re looking to purchase more inventory to make more sales, move into a larger space, or upgrade your office equipment, you likely need some help to pay for what you need. At Oak Bank, we specialize in providing lending solutions to businesses of any size. Please contact us to speak to our business lending team about how we can help your business achieve the goals you’ve set.

Contact a business banker

Business Loans Available at Oak Bank

Loan Type

How You Can Use This Loan

Commercial Line of Credit

A line of credit allows you to transfer funds as needed for short-term working capital needs.

Working Capital Loan

This is another option to make sure you have enough capital for your business. Instead of a line of credit you draw on as needed, you’ll receive a lump sum loan to help you maintain cash flow.

Commercial Real Estate Loans

These loans help you purchase office, administrative or production space for your business. They can also provide financing to purchase investment properties such as multi-family units. They include acquisition, construction, and rehab loans. We can also refinance your existing commercial real estate loan with new terms.

Commercial Construction Loans

If you’re looking to build new space for your business, a construction loan allows you to cover costs associated with building your new space. These loans allow for a period of interest-only payments during construction while you are building your new space.

Equipment & Inventory Loan

You can purchase more inventory to cover equipment needs for your business.

Business Credit Cards

 Oak Bank’s Business Visa® credit card can help you keep operations running smoothly by purchasing equipment needs for your business. Plus, you receive the benefits of a business-size spending limit, low rate, and reasonable monthly payments to help you manage spending and pay bills. Additionally, you have the option of multiple cards to track and monitor expenses for your key employees. Click the button below to contact our Treasury Management Team about an Oak Bank Business Credit Card. 
Business Credit Card InQUIRY

To view your Oak Bank credit card information and make payments, click here.

Leasing through Oak Bank comes with real advantages. We know you, and we know your business. We have an established, trusted relationship, and we understand your objectives. Unlike traditional leasing companies, we never charge termination or prepayment penalties should you need flexibility during the term of your lease. Coordinating all your banking and equipment financing activity with one bank is convenient, saving you time. Commonly leased equipment includes:

  • agriculture
  • commercial vehicles
  • construction
  • manufacturing
  • medical and laboratory
  • municipal and schools
  • restaurant and hospitality

To view Oak Bank's Leasing Details, click here.