Make Purchasing Simpler
Whether you’re paying for groceries or purchasing concert tickets online, a debit card from Oak Bank is the perfect option to make it easy to buy what you want, when you want. Our MasterCard™ debit cards offer enhanced security and convenience compared to carrying cash and writing checks. If you want to learn more about the benefits of an Oak Bank debit card, please watch our video below. You can also contact our office to speak with our staff about how a debit card can be valuable for you.
Oak Bank Debit Card Benefits
Convenience is the name of the game for our debit cards. You can use them anywhere MasterCard™ is accepted. Other key benefits for our debit cards include:
- The convenience of a credit card without incurring interest on your purchases
- Track all your purchases within online banking
- Enhanced security with EMV-chip technology
- Card management tools allow you to turn your card on and off via the Oak Bank Mobile Banking app
- Set up debit card alerts in the Oak Bank Mobile Banking app
Two-Way Text Messages
Get real-time text message alerts for your account so you can quickly address suspicious or fraudulent charges. This feature automatically turns on if your mobile phone number is listed in our card system.
In the event of suspicious activity, you will receive a text message within seconds of the transaction.
If you reply YES, this will validate the transaction is legitimate. You will need to swipe your card again to run the transaction.
If you reply NO, this will alert the system that the transaction is not legitimate and a restriction will be placed on your debit card preventing future transactions. You will be prompted to contact Oak Bank's Debit Card Call Center for further assistance.
Depending on your cell carrier, you will receive either a standard or a premium text message. We encourage you to add the following numbers to your Contacts ahead of time.
Standard Short Code - 20733
Premium Short Code - 3726
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Mobile Wallet
Use Oak Bank's Mobile Wallet for a convenient and secure way of paying with your Oak Bank MasterCard™ debit card.
Choose one of the apps below based on your device to get started:
- It's simple to use and safer than using your physical card.
- The set-up is an easy process, then with a simple tap, you can pay and be on your way.
- Pay in-store, in apps, and onsite quickly and securely.
Questions? Click here to learn more about Mobile Wallet™, or contact us for further assistance.
Fitbit Pay and Garmin Pay only available for debit card.
There are no sign-up fees or monthly service charges, but standard charges from your cell phone provider may apply. Apple Pay is a trademark of Apple Inc.
Please check with your phone carrier to makes sure your phone supports NFC (Near Field Communication) which is required for mobile wallet to work.
Google Pay is a trademark of Google LLC. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Fitbit Pay is a trademark of Fitbit Inc. Garmin Pay is a trademark of Garmin Ltd.
Oak Bank Debit Card Support
Please call 608-441-6000, Monday - Friday, 8:00 am - 5:00 pm, or 1-877-755-2957 for after hours support to report a lost or stolen Oak Bank MasterCard™ Debit/ATM Card or to report fraud, a travel notification, or to file a dispute.
To activate your debit card, or to change or set your PIN, please call 800-992-3808.
Surcharge-Free ATMs in Wisconsin
At the Oak Bank ATM, you can deposit or withdraw money by using your Oak Bank MasterCard™ or Check Card without a fee.
Oak Bank has teamed up with other participating community banks throughout Wisconsin to offer you surcharge-free ATM cash withdraws at “ATM Access” terminals statewide. Click the icon below to be taken to the ATM Access locator tool to find a surcharge-free ATM near you.
