Consumer Lending Options
What are the most important moments you can remember from your life? Some things that may come to mind are your wedding day, purchasing a new car, or a family vacation. All of these things are important moments in your life that you may have needed some extra cash for. At Oak Bank, we offer personal loans that help you have enough money to enjoy those special moments. If you’re interested in learning more about our personal loan options, please contact our office.
Our Personal Loan Options
Our personal lending solutions can be tailored to meet your unique lending needs. Compare the loans we offer, and if you’re interested in applying for a loan, download our application to get started.
Loan Type | What You Need to Know |
|---|---|
Home Equity Loan | This loan allows you to use your home’s built-up equity to give yourself financial flexibility. You’ll receive this loan as a lump sum to use for a variety of purposes, including debt consolidation and making home improvements. |
Home Equity Line of Credit (HELOC) | HELOCs can be used for the same thing as a home equity loan, but you access the funds as a line of credit. You draw on that line of credit as you need it, and only have to make repayments on what you use. Once the amount has been repaid, the funds are available for you to use again, should you need to. |
Auto/Recreational Vehicle Loan | Our auto loans allow you to purchase new or used vehicles, including cars, trucks, SUVs, motorcycles and other specialty vehicles. Terms and rates are based on the type of vehicle and the age of the vehicle. Please either fax the completed form to us at 608.441.6001, |
Credit Cards | Add a valuable tool to your finances. We offer credit cards from VISA®. Benefits of our credit cards include no annual fee, free travel accident insurance, low interest rates and enhanced security with Verified by Visa. Click the button below to inquire about an Oak Bank VISA® credit card. To report a lost or stolen VISA Credit Card, contact the VISA Assistance Center at 1.800.423.7503. To view your Oak Bank credit card information and make payments, click here. |
